Did you know that your homeowner’s or renter’s insurance policy probably does not provide full coverage for things such as your engagement and wedding rings as well as other fine jewelry? Homeowners insurance generally covers jewelry theft, but not if the loss is for other reasons.
Renter’s and homeowner’s insurance policies have limits for the losses of certain types of property, including jewelry. Policies generally have a limit; for example, $1,000 for jewelry theft, and are subject to your policy deductible unless you schedule the items on your home, condo, or rental policy!
We can provide an additional layer of insurance protection for your jewelry. We will take the time to understand your needs and then make recommendations as to the type of coverage appropriate to your unique situation. Contact us today for more information.
Schedule your valuable jewelry to avoid paying a deductible on a covered loss.
As a collector, you would consider some items in your collection priceless. However, if there were a theft or your priceless possessions were destroyed in a fire or other peril, having adequate insurance protection might be able to help you replace your valuables.
We are able to provide coverage for collectors in a number of areas including:
- Antiques & Collectibles
- Fine Art
- Golf Clubs
- Wine Collections
Our team of specialists can provide guidance on structuring coverage for all of your jewelry and collectables.